The 5-Minute Financial Health Checkup

Score your current strategy across 20 critical areas and get your instant financial phase ranking.

Use this checklist as a personal review tool. Check each item that is already in place, then review the areas that still need attention.

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I know how much money comes in each month.

I know where my money is going each month.

I have a basic monthly spending plan.

I have started building an emergency fund.

I have at least 3 to 6 months of emergency savings set aside.

I am actively reducing high-interest debt.

I am saving consistently for future goals.

I am contributing to a retirement account or long-term savings strategy.

I have reviewed whether my current strategy is helping my money grow efficiently.

I have enough life insurance or financial protection in place for my family.

I have reviewed my beneficiary designations on key accounts.

I know what would happen financially if my income stopped unexpectedly.

I have a plan to protect my family from major financial setbacks.

I have reviewed my current coverage and protection needs within the last 12 months.

I have a written plan for retirement income.

I have thought through the kind of legacy I want to leave my family.

I have started or completed a will or trust strategy.

My family knows where important financial information is stored.

I have had a real conversation with my family about long-term goals.

I have a date scheduled to review my financial strategy again.

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Focus on getting organized.

Got your phase? Whether you are in Foundation, Progress, or Growth, there is a distinct next step to level up your wealth.